Budgeting Tips & Strategies

Budgeting used to stress me out more than it helped. It took trying a few different approaches before I found what actually stuck. Here's what I've learned about making a budget that works with your life, not against it.

The 50/30/20 Rule Explained — And Whether It Actually Works

The 50/30/20 rule sounds clean and simple. But does it hold up when your rent is half your paycheck?

Best Free Budgeting Apps That Are Actually Worth Using

Most "free" budgeting apps are really just demos for the paid version. Here are the ones that are genuinely useful without spending a dime.

Best Budgeting Apps for Couples — What Actually Works When You Share Money

Managing money with another person is a different challenge entirely. Here are the apps that actually handle it well.

What Morgan Actually Uses

Curated tools I've personally tested for budgeting, investing, and managing money with AI.

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